South African citizens living in Cape Town may be eligible for different housing opportunities in the city. In order to qualify, applicants must be registered on the City’s housing database, which can be applied online or at a housing office.

BREAKING NEW GROUND HOUSING

Households with a monthly income of between R0 and R 3 500 are eligible to own Breaking New Ground (BNG) housing. These were previously known as ‘RDP’ houses.

Basic qualifying criteria for applicants:

  • Be over the age of 18
  • Must not own any other property or have previously owned property.
  • Must be married or living with a partner, or single with financial dependents (who are able to prove their dependency)
  • Persons 60 years of age or older, and disabled persons, may apply as a single person
  • Be a South African citizen or have permanent residency
  • Be legally competent to sign a contract
  • Have a gross monthly income, with your partner, between R0 and R3 500

Applicants cannot apply if they already receive a national government housing subsidy or if married to someone who does.

SOCIAL HOUSING

These are housing apartments / flats that are built on City-owned land, in partnership with City-accredited social housing institutions.  Households with a monthly income of between R2 500 and R7 500 are eligible to rent social housing from City partners.

Basic qualifying criteria for applicants:

  • Be over 18
  • Be married or co-habiting, or single with financial dependents (who are able to prove their dependency)
  • Be a South African citizen or have permanent residency
  • Be legally competent to sign a contract
  • Have a gross monthly income, with your partner, between R3 500 and R15 000

COMMUNITY RESIDENTIAL UNITS

Households with an income of between R0 and R3 500 per month are also eligible for rental units owned by the City of Cape Town. The City owns approximately 80 000 residential units for rent and continues to upgrade them.

GAP HOUSING

Households earning between R 3 501 and R 15 000 a month are eligible for gap housing built by partner agencies.

Gap housing is aimed at households that fall into an income bracket too high to qualify for a BNG house, but without enough savings to pay the deposit and transfer fees for a mortgaged property bought on the open market.

To assist these households national government’s Finance Linked Individual Subsidy Programme (FLISP) will help with the deposit for a home for households that have qualified for a bond.

The City of Cape Town, in partnership with the Western Cape Provincial Government, is developing a number of housing projects which include gap housing at Pelican Park, Scottsdene and Illitha Park, Khayelitsha.